Cash Discount Program

Designed to help businesses reduce or eliminate credit card processing fees entirely. Transparent, compliant, and available to startups and established businesses across all industries.

Learn How Much You Can Save Try Rate Comparison Tool

Program Overview

Keep More of Every Sale

The Cash Discount Program from Oracle Merchant Services is designed to help businesses reduce or eliminate credit card processing fees entirely while encouraging customers to pay with cash.

Under this program, businesses apply a small service fee to credit and debit card transactions, which offsets the cost of processing. Customers who pay with cash are not charged this fee, providing an incentive to use lower-cost payment methods. The result is a more efficient and cost-effective transaction process for both merchants and customers.

Many businesses adopting the Cash Discount Program save 30–70% on processing costs — often while receiving free equipment, lease or contract buyouts, no setup fees, and all necessary supplies included. The program is available to startups and existing businesses across all industries.

💲

30–70%

Reduction in processing costs

✅

Setup fees for most programs

🖥️

Free

Equipment & supplies included

🏢

All

Industries supported

The Process

How the Cash Discount Program Works

Card Payments Include a Service Fee

Customers who pay with credit or debit cards see a small, transparent service fee applied to their transaction — offsetting your cost of processing.

Cash Is Always Fee-Free

Customers who pay with cash are not charged the service fee, providing an immediate cost advantage and a clear incentive to use lower-cost payment methods.

Seamless POS Configuration

Our team configures your POS systems to ensure full compliance and a smooth checkout experience. Everything is set up correctly from day one.

You Keep More Revenue

Businesses retain more of every sale while maintaining full transparency and regulatory compliance — with no change to the customer experience.

Program Benefits

Why Businesses Choose the Cash Discount Program

Reduce or eliminate credit card processing costs

Encourage customers to pay with cash, improving margins

Free equipment and supplies included in most programs

No contract fees, setup fees, or personal guarantees required*

Supports businesses of all sizes — startups to large enterprises

Compatible with POS systems, mobile readers, and self-service kiosks

Transparent and compliant — maintains customer trust

Businesses save 30–70% on processing costs on average

*For qualified merchants. Terms apply.

Limited Promotion — Through June 2026

Cash Discount + “Name Your Rate”

For qualified merchants, the Cash Discount Program works alongside our “Name Your Rate” promotion. Additionally, eligible businesses receive a signing bonus and access to merchant cash advance programs — providing working capital to invest in growth or operational needs.

Call to Learn More

Start Saving Thousands Annually

Call Oracle Merchant Services today to learn how our Cash Discount Program can save your business thousands annually.

Call Oracle Merchant Services Try Rate Comparison Tool

No contracts

No hidden fees

24/7 support