Transparent payment processing with interchange-plus pricing, dedicated support, and hardware from the brands you trust.
28%
vs. industry average processing fees
Everything You Need to Accept Payments
From in-store terminals to online checkout, we provide complete payment solutions tailored to your business.
Credit Card Processing
Accept Visa, Mastercard, Amex, and Discover with competitive interchange-plus rates. No hidden fees.
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Mobile Payments
Take payments anywhere with mobile card readers and smartphone-based POS solutions.
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Online Payments
Secure e-commerce payment gateway integration for your online store or website.
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Recurring Billing
Automate subscription and membership payments with scheduled recurring billing.
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POS Systems
Modern point-of-sale terminals from Clover, Verifone, and PAX with built-in business tools.
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Invoicing
Send professional invoices with built-in payment links. Get paid faster with fewer follow-ups.
Learn morePayment Solutions for Every Industry
We specialize in 40+ industries with tailored solutions, integrations, and support.
Hardware You Can Trust
Authorized dealer for the top payment hardware brands in the industry.
Smart POS Systems
Full-featured point-of-sale terminals with touchscreen, receipt printing, and business management tools.
Payment Terminals
Traditional and smart payment terminals for countertop, wireless, and portable use.
Mobile Readers
Compact card readers that connect to your smartphone or tablet for payments on the go.
See How Much You Could Save
Compare your current rate against our interchange-plus pricing.
$313
Estimated Monthly Savings
$3,750
Estimated Annual Savings
Based on interchange-plus pricing at 1.65%. Actual rates may vary.
Trusted Software & Hardware Partners
Trusted by Thousands of Merchants
See why business owners across the country choose Oracle Merchant Services.
“Oracle Merchant Services cut our processing fees by 28%. The transition was seamless and their support team is always available when we need them.”
Sara C.
Restaurant Owner
“We switched from a big-name processor and immediately saved $400/month. The POS system they recommended integrates perfectly with our inventory management.”
Marcus W.
Retail Auto Parts Manager
“As a healthcare provider, PCI compliance is critical. Oracle MS handled everything — setup, compliance, and ongoing support. Couldn't be happier.”
Dr. Foster
Medical Director
Ready to Reduce Your Processing Costs?
Get a free, no-obligation rate review and see how much you could save.